The 4% Portfolio allows individual investors to take control of their retirement accounts. The 4% Portfolio provides a smarter, simpler and less stressful solution to retirement investing and is designed around the following ideals.
- Earn at least 4% in income each year through dividend payments without having to reduce your portfolio balance.
- Invest only in safe, established companies with strong financial histories.
- Increase the investor’s income each year through dividend raises.
- Reduce volatility within your portfolio.
- Reduce or eliminate worries about price fluctuations.
- Eliminate the reliance on price appreciation to fund your retirement.
- Eliminate paying high fees to the big financial corporations.